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Personal Injury Claims
Make a personal injury claim
If you have been injured as a pedestrian simply taking a stroll down the street, as a cyclist or motor cyclist on your way to work, maybe you were a driver or passenger of a vehicle, or maybe you have been caused an injury while at work, or whilst at a public place that was not your fault. You may find yourself eligible for a compensation award through the RU1NJURED personal injury claims service.
RU1NJURED’s panel of qualified specialist personal injury lawyers with 15 years of personal injury claims management and settlement experience will handle your initial enquiry directly.
At RU1NJURED we pride ourselves in retaining personal injury lawyers with niche experience in dealing with broken bone injuries to more serious brain traumas injury profiles including long-term suffering situations. Our panel of skilled personal injury lawyers will be allocated to your enquiry based on their skill and experience in the type of claim you will present.
Kindly, complete our enquiry form to receive your free, no-obligation advice and assistance from our friendly Lawyers, today.
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From the point of your initial enquiry our specialist panel Solicitors will identify whether you may have a personal injury claim and advise you on their NO WIN NO FEE funding agreement. Our service at RU1NJURED is completely free.
As a retained Client, you get a dedicated personal injury claims Solicitor at a NO WIN NO FEE basis. Your Solicitor manages your case from start to finish and keeping you informed at intervals, through a direct phone number, along with an email address providing attentive support throughout.
Our dedicated panel Solicitors who receive your enquiry are experts in securing compensation, no matter the injury. Our personal injury claim Solicitors are committed to securing the best possible outcome for you, whilst providing expert support every step of the way.
WITH RU1NJURED
At RU1NJURED, we provide personal injury compensation claims services. Our panel of personal injury claim Solicitors operate from all cities in England and Wales. To check your nearest city, visit our website and contact us to get a fast response for your compensation claims. Click our location banner below, now.
The most important things to keep in mind when claiming for personal injury compensation
Before pursuing a personal injury claim you must acquire crucial knowledge that could lead to getting a good compensation award.
Start your claim early: do not wait too long and quickly start your claim. The sooner you claim the better your chances become to make a successful personal injury claim.
Visit doctor immediately: remember that you should seek medical help as soon as you can. This process can help you heal and show your opponent evidence of your personal injuries.
Keeping track of the expenses: you must keep the receipts of all the expenses that you have incurred. These can be transportation costs, hospital bills, or any expense related to the injury. This record of the expenses will be shown to your opponent or their representatives as proof of how much you have spent on your injury recovery.
Refrain from accepting the first offer from the insurance company: never accept the first offer of the insurance company and wait until you have been fully examined. This will help you to understand your injuries and display them by means of a medical legal report covering all aspects of your injuries sustained from the accident.
Hire a Solicitor at RU1NJURED to help you obtain more money: insurance companies prefer dealing with beknowing Claimants directly as they regular brush over the accident claim and many times offer less compensation. The work of our panel personal injury Solicitors starts from here. A Solicitor will help you achieve the full compensation that your injury deserves.
Limited timeframe to file a claim: You will have 3 years to file a personal injury claim.
Settlement out of the court: a number of claims are resolved out of the Court through negotiation between Solicitors and insurance companies.
Avoid the compensation culture myth: a lot of people think of personal injury claims negatively. There are some that may frown upon you, or may consider it greedy, but by right of law if you are injured from an accident that was not your fault, you meet the criteria to make a personal injury claim. Do not let negative opinions sway you from your common right.
What is a personal injury claim?
A personal injury claim is when someone ask for compensation as they got injured in an accident which was not their fault. Compensation is awarded in a monetary value to the injured person who lodges a claim against the person who caused the accident in the first place. The compensation helps the injured party pay for treatment or rehabilitation along with recovering other heads such as loss of earnings, loss of use, any care or assistance at home, in addition to the pain and suffering from the injury. An injured person could make a personal injury claim if they got injured in a public place, other reason can be a serious car accident, workplace accidents, faulty products, medical mistakes, cycling accident and pedestrian accidents. Here is an example: if a person goes to a flower shop and the floor is wet, but there is no sign that alerts the customer about that. In that case, if the individual slips, trips, or falls and gets injured, they can make a personal injury claim. As the accident was not the injured person’s fault, they are expected to receive compensation from the flower shop for not warning them or protecting them from harm or injury.
When a person wants to make a claim, they must demonstrate that they had no fault in the accident and show that their opponent was responsible. The panel personal injury Solicitors at RU1NJURED will assist the Claimant by collecting evidence, including pictures, records, and statements from witnesses to better prepare your claim.
Accident claims occur frequently throughout England and Wales. Suppose a driver who was not paying attention collides into a helpless cyclist. Now, because of this, the injured person has the right to make the driver pay for all medical costs plus bike repair fees and taxi fares if riding becomes impossible. In the same way as an employee, you also deserves compensation after workplace injuries had you employer failed to keep you safe at no fault of your own due to negligence.
The compensation money should help you heal and restore your condition because you experienced harm that you did not cause.
When can you make a person injury claim?
If you have experience and injury and you know that it was not your fault then you can claim for personal injury. As you are suffering from someone else’s action you can claim immediately. If the accident is affecting your daily life seriously and it is influencing your physical and mental health you are eligible to make a claim. The claim must be made within 3 years. However, it is your duty to act quickly as it will help you to obtain better results from your accident claim. So, without wasting your time speak to the panel personal injury Attorney at RU1NJURED as soon as possible.
How much compensation can you receive for a personal claim?
The amount of compensation depends on the accident injury and its after effects upon that individual, physically or psychologically. Personal injury claim is not same for everyone, each case holds it own circumstances, injuries and merits whilst differ from one another. Some people receive more money if they have experienced long term injuries and require consistent medical support, whilst another may receive less compensation if their injuries are minor.
What does personal injury claims cover?
General Damages
General damage includes pain and suffering. This damage compensates for the pain suffering and emotional impact that the injury did to you. The severity of the personal injury determines the amount you will receive. If you experience permanent or extreme injuries such as brain damage, loss of limbs, broken bones or other internal body damage, your personal injury lawyer can get you a higher value compensation. However, if the injury being less serious such as soft tissue damage you will receive less compensation.
Special Damages
There is a special kind of damage which is the financial expenses you incur to heal your injury. The special damages can cover your medical expenses such as medications, cost of treatment or physical or psychological therapy. It also covers the amount you lost because of not being able to get to your work for the injury. In this case you will be compensated for your salary or for the income you lost at the time of your recovery. There are other types of expenses to name a few such as medical appointments, house help or mobility services.
Personal Injury Compensation Claims Calculator
To calculate the exact amount of the personal injury compensation you need to consult the panel personal injury Solicitors at RU1NJURED who are able to look into your case and work to provide you an estimation of your compensation.
Now stop worrying, confide in our expert Solicitors. They will guide you throughout the legal journey and help you receive more compensation than your expectations.
WHY CHOOSE US
We deliberately set out with an end to be different. We didn’t only want our personal injury claims service to have the required in-depth knowledge to get our message to the right audience, but to combine this with attention to detail, along with a genuine seamless connection, through an elegant electronic no-nonsense process of customer service, but more importantly, your enquiry dealt directly by specialist personal injury claim Solicitors with in-depth and vast knowledge of the Law. All this offered with a NO WIN NO FEE guarantee.
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How long after an accident can I make a personal injury compensation claim?
If you have an accident and want to make a person injury claim, you usually have 3 years to take action. You can claim for any respective reasons within 3 years of the date of the accident or from the time you first identified your injury. For example, you can claim within 3 years if you get injured or hurt your back in a fall, realising the pain sometime later.
There are a few exceptions in this case. If you are under 18 when you experience your accident, the 3-year limitation starts once you are 18, allowing you the opportunity to claim until you are 21. Another situation in which you are able to extend the limitation period is when you experience an accident and become unconscious or unable to comprehend your situation.
The 3-year limitation is then counted from the day you are diagnosed and not from the day you get into accident. Therefore, it is important take action as quickly as possible. Talk to a Solicitor at RU1NJURED to get more information about your individual circumstances. Always remember, it is best to start a personal injury accident claim immediately after you are aware of the condition of your accident. It will give you the best chance of success.
What types of accidents and injuries can I make a personal injury claim for?
Many types of accidents and injuries caused by the same fall under the scope of a personal injury claim. You can claim if you in any situation providing you can prove it was not your fault, and the offending party was completely at fault.
Slip and fall accidents occur whenever you trip or fall in a public place, private or working environments. Typical sites could be, supermarkets, car parks, motorcycle accidents public pathways, Warehouse accident, office environments, or shopping centres. You may be entitled to compensation if the owner was negligent.
Workplace injuries are not uncommon, as well. If you are injured at work due to an unsafe environment, such as slipping from a height, or getting trapped in machinery, you can make a personal injury compensation claim.
Medical mistakes are incidents that occur when doctors, nurses, or hospitals make errors. You can make a medical negligence case if you are harmed due to improper treatment or delayed care.
Personal injury claims can also arise from defective products. When the product you have purchased breaks or injures you, you can make a claim.
Dog bite claims are a common type of personal injury claims. A dog that bites you may be just an animal, but the owner of the dog is found liable for your injury.
Can I make a no win no fee personal injury claim?
The answer is yes you can claim for personal injury on a No Win No Fee basis. What this means is you do not have to pay any legal fees up front. The Solicitor’s fees will be deducted from your compensation if you are successful, but if you lose, you pay nothing, so long as you are honest with your lawyer and helped them prepare a good case.
Such an arrangement allows those who may not be able to pay upfront for legal fees to be able to seek legal assistance and access to justice. Your Solicitor may also recommend an After the Event Insurance Policy (ATE). This also means you aren’t liable for things like court fees or medical reports if you are not successful. If you win, your compensation will pay the insurance premium.
Just to clarify, the success fee is a percentage of your compensation, but has certain limitations. You must be informed of this fee before the acceptance of the claim.
A No Win No Fee agreement will be offered by Solicitors in the vast majority of cases. If they are unable, they will inform you before you start the process.
What information do I need to provide to start a personal injury claim?
Your Accident Report Should Include: A detailed account of how, when, and where the accident occurred.
Details of the accident: Information about how exactly you got injured and what were the immediate effects of it.
Doctor’s Notes and Medical Records: You should also provide any notes or reports from healthcare professionals. It should detail your diagnosis, treatment and progress towards recovery.
Eyewitness Statements: Your record of what they saw if anyone witnessed the accident, and their contact information.
Photographs or Videos: Take pictures of your injuries, the scene of the accident, and damage to property can help substantiate your claim.
Financial Loss: Keep a record of any financial losses, such as wages lost due to time off work, medical bills, and added expenses such as travel or therapy.
Legal Expenses Insurance Information: Provide information about any health, accident, or other insurance that could cover your injuries.
Police Record: In case the police were called to the scene, provide a copy of the police report, or mention the reference number.
Your Accident Report Should Include: A detailed account of how, when, and where the accident occurred.
What is the personal injury claims process?
The process of making personal injury claims in England and Wales consists of several critical steps. At RU1NJURED our panel of personal injury Solicitors are here to guide you and help receive the compensation you deserve. Here is how the process works:
Initial Consultation: Your personal injury Solicitor can help you with this process. They provide an initial consultation for free to review the specific details of your injury claim. This includes the cause of your injury, who is at fault, and what compensation you might be entitled to.
Collection of Evidence and Surveying the Landscape: After you have made the decision to go ahead, your personal injury Solicitor will collect the information needed to support your claim. This may include:
- Records documenting your injuries and treatment
- Statements and notes from witnesses
- The accident or injury / The accident or injuries
Submitting the Claim: Your personal injury Solicitor will submit your claim to the insurance company for the parties responsible. Once the negligent party admits liability, the personal injury Solicitor will begin negotiating for a settlement.
Negotiation: Your Solicitor will then enter into negotiations with the insurance company. The negotiation will be based on appropriate amount of compensation. This includes damages for pain and suffering, loss of earnings and medical expenses. Your Solicitor can approach a court if no agreement is met.
Compensation or Court Process: You will be compensated for your injuries and losses once an agreement has been reached or a judgement has been entered in court and your personal injury Solicitor will ensure your compensation covers both your short-term and long-term needs.
How long does a personal injury compensation claim take?
The duration may differ according to certain factors, however, on average, it takes anywhere from 6 months to 3 years in some cases longer. Here is a breakdown:
Straightforward Claims (Less Serious Injuries): In case of less complicated accident claims, like whiplash or simple injuries, the claim can frequently be resolved in 6 to 9 months. These claims tend to be resolved quickly if liability is apparent, and the medical evidence is clear.
Moderate Claims (Fractures, Soft Tissue Injuries): More moderate injuries, such as broken bones or moderate soft tissue damage, can take about 9 to 12 months for your claim to settle. Further medical evaluations and treatments may be necessary, which can prolong this time period.
Complicated Claims (Severe Injury, Long-Term Effects): Serious injuries take more time for settlement. Injuries such as brain injuries or back injuries, the claim can last 18 months to three years plus. As these types of injuries necessitate extended care and need require detailed medical investigations, expert opinions and continuing treatment records.
Contested Claims or Legal Actions: Disputed liability or cases that go to court can take a long time to settle. The timeline will depend on the amount of discovery needed, along with the complexity of the case. It also relies on how the court is scheduled, but it will likely take 3 years or more to reach a resolution.
Primary Elements Impacting Timelines:
- Liability: The speed with which the party to blame admits fault.
- Medical Evidence: The time to get medical reports, information about prognosis.
- Negotiations: The length of time it takes to get a fair settlement from the insurance company or their representatives.
If you are not sure whether your case falls in that category, consult with the panel of personal injury Solicitors at RU1NJURED. They can provide more defined advice suited to your specific circumstances.
How much will it cost to make a personal injury claim?
How much a claim for personal injury in the UK costs will depend on various factors, but, for the most part, costs can be structured in two main ways:
No Win No Fee Agreements: No Win, No Fee: If you have a No Win No Fee agreement, you will not pay any fees upfront, you only pay if you win your claim.
Success Fee: Your Solicitor will take a success fee from the compensation if you win the case. It is often about 25% of your award, pending the details of the case and arrangement.
Costs Covered: Generally speaking, the Solicitor will pay out for things such as court fees and medical reports, as these can be reclaimed if you win the case.
Other Costs:
Court Fees: If your case does go to court there will be court fees, but these are usually recoverable if you win.
Medical Assessments: You may be required to cover expert medical assessments or other essential reports, but these can occasionally be incorporated into your No Win, No Fee agreement or reclaimed if you win.
Additional Funding Options: If you care about the costs, you may be recommended to take out an After the Event insurance policy (ATE) which would cover any disbursement had you did not win your case. This is not mandatory and will be explored with you by the Solicitor in advance.
Who pays the compensation for my personal injury claim?
Insurance companies, representing individuals or organisations pay personal injury compensation in England and Wales. Here is how the payment works for various claims:
Road Traffic Accidents: The compensation is paid by the motor insurance company of the at-fault driver. Where claimants suffer whiplash from 31 May 2021, payments are an essentially conducted through the Official Injury Claims Portal, but these are also paid out by the insurance company.
Workplace Injuries: Compensation is paid by the employer’s liability insurance provider. Employers are legally mandated to have adequate insurance for workplace injury claims.
Public Space Accidents: The payment is covered by the responsible organisation’s public liability insurance provider. They have public liability insurance which deals with the claim for accidents on business or public premises.
Criminal Injuries: A government-funded scheme, the Criminal Injuries Compensation Scheme, compensates for injuries resulting from violent crimes.
Important Notes: The responsible party usually does not pay out of pocket, unless they do not have insurance. Insurance companies usually negotiate and pay directly, when there is an insurer in place. In most cases, both compensation and legal costs are paid by the other side’s insurance provider if your case is successful.
To Summarise, making a personal injury claim in England and Wales can be affordable and manageable through a No Win, No Fee agreement in which you pay nothing if you do not win and some of the other costs can also be covered or recovered depending on the case outcome. As a reminder, we strongly recommend you review the terms with your Solicitor before proceeding.
Can I claim personal injury if the accident was partly my fault?
Yes, if the accident was partially your fault you can still pursue a personal injury compensation claim, although your compensation may be reduced, this is called contributory negligence. If the other party is deemed partially responsible, the court will assign a percentage of fault to each party. So, for instance, if the court assigns you 30% liability, your damages might be cut by 30%. That is why we suggest you speak with the panel personal injury Solicitors at RU1NJURED about your particular circumstances. Our Solicitors can help you determine liability and ensure you get fair compensation based upon your level of fault in the accident.
Will my personal injury claim go to court?
It may be surprising to know, but not all personal injury cases get settled in court. In fact, only a few claims make it to trial as most are settled in negotiations with the at-fault party’s insurer. However, if the insurer denies liability or makes an unreasonable offer, your Solicitor may advise you to take the case to court. Court proceedings are generally an absolute last resort where all other settlement offers have gone to the wayside. Your Solicitor will help you decide whether you are likely to win and what the potential cost of going to court is likely to be. While most claims are settled without court action, being prepared is always a good thing.
Can I make a personal injury claim on behalf of someone else?
You can submit a personal injury claim on behalf of another person, including a child, who are classed as minors or a deceased person. If the person is a minor i.e. under 18 years of age, a parent or guardian may make a claim on the injured person behalf. In the event that the injured adult cannot make the claim themselves by virtue of a medical condition, a litigation friend (representative) can do so on their behalf. For a deceased person, a personal representative (such as an executor of the will) may make a claim on behalf of the deceased’s estate.
Can I switch or move my personal injury claim to another solicitor?
Yes, you are able to change or transfer your personal injury claim to another Solicitor at any stage in the process. If you are unhappy with your current Solicitor’s service, you do have the right to change Solicitors providing you inform the existing and the new Solicitor. If you have a No Win No Fee claim, your existing Solicitor may charge for some work if the case is handed over, but they cannot charge you unreasonably. You should raise it with your new Solicitor so that the transition to them can be as smooth as possible.