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MIB Untraced and Uninsured Driver Claims for Road Accidents
A hit-and-run accident or a collision with an untraced or uninsured driver in a road accident may leave you feeling hopeless. Find out how we can help you get compensated for your damages through the MIB for untraced and uninsured driver claims.
How Claiming Against an Uninsured Driver and Untraced Driver Works?
Getting hit by uninsured drivers or untraced drivers is a confusing situation. You are hurt, your car or motorcycle is a mess and you have no idea who is going to pay for all your damages. However, there is no need to panic. In England and Wales, there is a special institution that helps out people in claiming compensation against uninsured and untraced drivers. That is, the Motor Insurers’ Bureau (MIB).
At RU1NJURED, we have helped many accident victims of untraced and uninsured drivers in successfully getting compensated for their damages through the MIB. It is not always smooth, but our panel solicitors possess the knowledge and expertise to get what is rightfully yours.
Who are Uninsured or Untraced Drivers?
Uninsured Drivers
These are folks driving around with no valid insurance at all. If you are hit by an uninsured driver, you are left helpless, unless you go through the right legal steps.
Untraced Drivers
These are the drivers who hit you and vanish. Often referred to as hit-and-run cases, maybe you are thinking, can I claim against an uninsured driver who fled? Yes, you can still make a claim. The Motor Insurers' Bureau (MIB) has a special process in place for situations like this.
What Is the Motor Insurers’ Bureau (MIB)?
The Motor Insurers Bureau (MIB) is a non-profit organisation, supported by contributions made by the premiums paid by all insured drivers in England and Wales. Its role is to step in and provide compensation to victims of accidents involving:
- Injuries caused by uninsured drivers
- Injuries caused by an untraced driver
- Injuries caused by foreign drivers
- Injuries caused by stolen vehicles
Hence, if you fall in any of the above-mentioned injury categories, you might be able to get compensated through the MIB. Contact our panel of expert MIB claim solicitors for a free case review and get no-obligation expert advice.
Claiming for an Accident by a Foreign Motorist
It is possible to face an accident where you might get hit by a foreign driver, someone who is visiting the UK for a short time or even a delivery truck driver from abroad. In such a case, you do not have to chase the motorist’s foreign insurers. There is a system set in place for every foreign driver to ensure the citizens of the UK are not at a disadvantage.
All the foreign drivers are required to have a green card. It is an international document that helps UK-based insurance companies provide the minimum motor insurance coverage required for vehicle use in the UK. Therefore, if you get hit by a foreign motorist, you can claim compensation from their UK-based insurers through the MIB.
Let our expert MIB claim solicitors handle all the legal stuff to ensure you have a solid case that deserves to be compensated.
Eligibility To Make a Claim Against Untraced and Uninsured Drivers
You can start a compensation claim against uninsured drivers or drivers who escaped the scene of the accident, if the following conditions are met:
- The accident was not your fault.
- It happened somewhere in England and Wales.
- You suffered a physical injury, property damage or both due to that accident.
- The driver who caused the accident did not have insurance coverage or fled the scene after the accident.
Initiating a Claim Through the Motor Insurers Bureau
Filing a Motor Insurers’ Bureau (MIB) claim can feel like a lot, especially when you are focused on recovering. That is where our personal injury claim solicitors at RU1NJURED play a key role to make things easier. We streamline the process as follows:
- Initial Consultation: We start by assessing your eligibility and gathering all the accident details.
- Evidence Collection: Our panel solicitors gather medical records, witness statements, police reports and CCTV footage (if available).
- Submitting Your Claim: We take care of the formal application and handle all communication with the MIB.
- Negotiation: We negotiate a fair compensation for your damages caused by an accident with uninsured or untraced drivers.
- Dedicated Support Until Resolution: From start to finish, you will have an expert by your side, guiding you through every step.
We know the MIB’s procedures can be complex, but do not worry, our personal injury claim solicitors make sure every document is filled out right and submitted on time.
Need any help? Call on 0800 955 1827 or text us through our WhatsApp link below to get expert advice and kickstart your claim!
Compensation for Accidents with Untraced and Uninsured Drivers
The amount of compensation you can receive through the MIB for uninsured driver compensation claims or untraced driver compensation claims depends on the type and severity of your injuries and how they affect your life. Your compensation typically covers:
- Your injuries
- Vehicle damage
- Lost wages
- Medical treatment and rehabilitation
Whether you want to claim compensation against an uninsured or untraced driver through the MIB, our panel solicitors are ready to help you get a deserving compensation payout. Get in touch with us today for a free case review.
Special Damages for MIB Untraced and MIB Uninsured Driver Claims
After an accident with an untraced driver or getting hit by uninsured driver in the UK, the costs do not stop at short term medical bills. There are some added costs, called special damages, that start to pile up. These can include:
- Ongoing medical needs (therapies and prescriptions)
- Travel expenses for hospital visits
- Car repair or replacement costs
- Loss of future earnings
- Home care assistance
Our personal injury claim solicitors will compile all receipts, invoices and records to ensure the MIB compensates you fairly.
Got questions or need assistance? Give us a call today at 0800 955 18 27 or send us a message by clicking the WhatsApp link below. We are ready to help!
Why Choose Us for Your Motor Insurance Bureau Compensation Claim?
At RU1NJURED, we specialise in MIB claims for victims of uninsured and untraced drivers. Following are some interesting reasons why we should be your first preference for making untraced or uninsured driver claims through the MIB:
- No Win No Fee MIB Claims: You will only have to pay our panel solicitors after you get compensated through the MIB.
- Expert Solicitors: With years of experience in winning MIB claims for our clients, we know exactly how to handle your case.
- Full Case Management: From documentation to negotiation, we handle it all.
- Maximum Compensation: We fight for every penny you deserve for your damages.
- Transparency and Honesty: We keep you informed every step of the way.
- Dedicated Support: You get 24/7 support from our expert solicitors via calls or texts.
With our panel of expert MIB claim solicitors on your side, you will not have to deal with the complicated legal process by yourself. Whether you are claiming against an uninsured driver or an untraced driver, RU1NJURED has got your back.
Ready to Start Your Claim?
If you have been hit by an uninsured driver or the other party fled the scene, do not wait. Let the panel solicitors at RU1NJURED help you in claiming against uninsured drivers or untraced drivers through the motor insurers’ bureau.
Book a free consultation with our panel of specialist solicitors by calling us on 0800 955 18 27 or sending a text through our WhatsApp link below. We ensure your voice is heard and you get the compensation you deserve.
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Frequently Asked Questions
Can I claim against an uninsured driver in the UK?
Yes, you can make a claim against uninsured drivers in the UK through the Motor Insurers’ Bureau.
How do I claim against an uninsured driver?
Reach out to RU1NJURED’s panel of expert solicitors today. Discuss your case with them. They will initiate your claim against an uninsured driver through the Motor Insurers’ Bureau.
How long does an MIB claim take to process?
An MIB personal injury claim usually takes between twelve to eighteen months to settle. However, the settlement time can extend beyond that limit for a more complex case.
What compensation can I get through the Motor Insurers’ Bureau?
You can get compensated for your injuries, ongoing medical needs and damaged property through MIB after an accident with an untraceable or uninsured driver.
Can I claim for whiplash if the other driver is uninsured?
Yes, you can claim compensation for your whiplash injury after getting hit by uninsured drivers.
What if the uninsured driver fled the scene (hit and run)?
You can still make a claim through the Motor Insurer’s Bureau for a hit and run incident.
What evidence do I need for an uninsured driver claim?
You need CCTV footage for the scene of the accident, a copy of police report, statements from witnesses who saw the accident and proof of injuries sustained.
Is there a time limit for making a claim against an uninsured driver?
Yes, you have to make an uninsured driver compensation claim within three years from the date of your accident.
What’s the difference between uninsured and untraced driver claims?
The major difference between them is the identification of the person at fault. The driver who is uninsured is known, but the identity of an untraced driver is not known.