Contact Us Today for A Free Consultation Claims Support
Personal Injury Claims in England and Wales
Make a personal injury claim
If you have been injured as a pedestrian simply taking a stroll down the street, as a cyclist or motor cyclist on your way to work, maybe you were a driver or passenger of a vehicle, or maybe you have been caused an injury while at work, or whilst at a public place that was not your fault. You may find yourself eligible for a compensation award through the RU1NJURED personal injury claims service.
RU1NJURED’s panel of qualified specialist personal injury lawyers with 15 years of personal injury claims management and settlement experience will handle your initial enquiry directly.
At RU1NJURED we pride ourselves in retaining personal injury lawyers with niche experience in dealing with broken bone injuries to more serious brain traumas injury profiles including long-term suffering situations. Our panel of skilled personal injury lawyers will be allocated to your enquiry based on their skill and experience in the type of claim you will present.
Kindly, complete our enquiry form to receive your free, no-obligation advice and assistance from our friendly Lawyers, today.
Check below what
Your injury claim
Could be worth
Injury Compensation Calculator
You may be entitled to compensation if you have been injured in a non-fault accident. However, it might leave you with many questions. Like, how much could your injury be worth? What increases or decreases the compensation amount? How is it calculated?
To answer all these questions, we have put together this comprehensive guide. This will help you understand factors that shape your compensation amount. The role of the Judicial College Guidelines and what the new RTA OIC tariff means for your case. We will also shed light on CICA rules. Moreover, you can also use our user-friendly injury compensation calculator. It will indicate how much your claim may be worth with just a few clicks.
Factors Affecting Your Compensation Amount
So, whether you are dealing with an insurance company or the defendant’s lawyers. There are certain injury aspects which are looked upon. Here are some key factors that affect how much you can get for your personal injury compensation claim:
- The severity of your injury. The more your injury affects your life, the more money you could receive.
- The time it takes you to recover. Longer recovery time means more compensation.
- Your age is also considered in permanent injuries. A permanent injury at a young age may lead to more compensation. As you have more years to live as against elderly person.
- The psychological trauma also counts. If your injury caused you to suffer psychological problems. You then get compensated for your mental health as well.
- The financial losses like lost income, treatment costs and equipment for support or readaptation to your home.
Talk to our expert No Win No Fee Solicitors for free today. We can explain in detail how your personal injury claim will be calculated.
Understanding the Judicial College Guidelines
The JC Guidelines are a set of rules used for compensation claims in England and Wales. Courts, personal injury lawyers and insurers use these guidelines to negotiate fair payouts. These guidelines are updated every few years to match changes in the law and rising national costs.
These guidelines list values of injuries by an index of body parts. That too, from a minor point of view to a serious understanding. For each injury type, the JC Guidelines suggest a compensation range based on your injury’s severity. Your specific circumstances can push your compensation higher or lower within the recommended range. It helps keep payouts fair and consistent. For example, if someone has a moderate head injury. They would get compensated as per the moderate head injury compensation bracket displayed in the JC guidelines.
While the JC Guidelines are useful, they do not cover every detail. Other things like lost income, care costs and emotional stress can also affect the final compensation award. Your solicitor will start by using the JC guidelines to find the value of your injury. Then, they will check all your other losses and work out their value separately.
How is Personal Injury Compensation Calculated?
Calculating compensation is not about picking numbers from an injury compensation chart. The JC Guidelines help, but the real value of your claim comes from a detailed evidence-based process. The whole process makes sure your compensation reflects the real impact of your injury on your life. Here is a step-by-step guide on how your compensation is calculated:
Do not wait, take the first step now. Call our team at 08009551827 or WhatsApp us at 07494005888 for FREE advice.
Step 1: Collecting Your Medical Records
Your claim starts by gathering all your medical records. This includes:
- GP Medical records.
- Private or NHS Hospital records.
- This includes X-rays, MRI and CT scans.
- Treatments records & Rehabilitation records.
- CRU Certificate.
Every medical service you get in England and Wales is recorded. These records tell a story of your injury.
Step 2: Collecting Supporting Evidence
We will also get records from government bodies and employers that relate to your type of claim. This includes:
- Earnings Information.
- Personnel & Occupational file.
- HMRC Employment history information.
- DWP Records.
- Police reports.
- DVLA information.
- Previous claims information.
In short, we will collect all the evidence we can to fully support your accident claim and the losses you have sustained. This also helps us estimate the value of your lost earnings if your injury stops you from going back to work.
Step 3: Your Solicitor Reviews Everything
Your solicitor looks at your medical records. Please note that your medical records could take up to 50 days to arrive. Whereby most governmental bodies and employers may take up to 40 days to respond. For about 3 to 6 months, your solicitor will review your medical records and talk to you by phone. This helps them decide whether a medical exam is needed or not.
You and your solicitor might agree to wait longer as well. Just so that you can finish ongoing treatment or attend your NHS referrals. Whilst this gives time for more medical entries to build up. It shows how your injury is healing, along with medical insights from your existing physicians. If you are still getting treatment, your solicitor may check your records again after another 3 to 6 months.
Step 4: You See a Medical Expert
When you have a good set of medical records. Your solicitor will send you to a Medico legal expert. They are also known as expert witnesses for a medical examination. They are often a senior trauma surgeon who will carry out your medical exam.
The expert does three things:
- Review all your past medical records.
- Examine you in person.
- Then they write a detailed medico legal report of your injuries.
This medical report shows how bad your injury is. It explains how it affects your daily life and any ongoing problems you have. The medical examiner will give opinions based on facts and follow the Court’s rules.
Step 5: Reports from Referred Specialists or Scans
Sometimes, the first expert may not be able to comment on certain aspects of your injury. As he may not be an expert in that field. In such cases, the medical examiner will opine which types of experts you should obtain a report from. Below is a typical list of experts to whom you may be referred:
- Radiography to obtain more up to date scans of your injury.
- Spinal Surgeon.
- Pain Management & Expert in Pain Medicine specialist.
- Psychiatrist or Psychologist.
- Neurosurgeon.
- ENT Specialist.
- Plastic Surgeon.
- Orthotist.
- Podiatrist.
Each specialist writes their own report with detailed medical opinions. They base this on a face-to-face exam and a review of your medical records. All these medico legal reports then go back to the first expert who will review the same and finalise his report.
Step 6: Working Out Your Compensation
Once the first expert provided his addendum report. Your solicitor uses it to find where your injury fits on the official compensation scale. In this case, the JC Guidelines. It helps in identifying whether your payout will be closer to the lower or higher end of the compensation bracket.
Step 7: Discussing How Much Your Personal Injury Claim Is Worth
Your Solicitor will then engage in a telephone conversation with you. He will share the JC Guideline tables and show you how your injury calculation value was achieved. He will also provide further advice on the next steps.
Need help? Call 08009551827. Prefer WhatsApp? Leave a message at 07494005888.
Try Our Injury Compensation Calculator
Our injury compensation calculator gives you a quick estimate. It uses the latest JC guideline figures. In addition, our personal injury claim calculator covers all types of injuries that can happen in an accident. We built this tool for maximum accuracy. Whether you are looking for a head injury compensation calculator, neck injury compensation calculator, finger injury claim calculator or wrist injury compensation calculator. We have got you covered.
If you were injured while walking or cycling. Check our pedestrian accident and cycling accident claim guides for the right steps you should take.
An Overview of Fixed Tariff Systems: CICA and OIC
It is important to note that not all accident types use the JC Guidelines. Some may be guided by different rules. For instance, claims for criminal injuries use CICA rules. Minor injuries from road accidents now use the RTA OIC tariffs.
Criminal Injuries Compensation Authority (CICA) Tariff System
Not all injuries result from accidents. Sometimes you can get caught up in a violent crime. For instance, a criminal might strike you hard which results in your injury. This is where the Criminal Injuries Compensation Authority (CICA) steps in. It helps victims of violent crime in getting compensated through a fixed tariff system. The tariff covers both physical and mental injuries.
Official Injury Claim (OIC) Tariff System
A new system was introduced in 2021 to handle low-value road traffic accident claims. This is known as the Official Injury Claim (OIC) Tariff System. The OIC tariff applies to whiplash and minor psychological injuries worth up to £5,000.00.
On the positive side, it makes smaller claims faster and more predictable. Instead of negotiating compensation amounts, there are fixed payments based on how long your symptoms last. However, this means lower compensation.
To learn what sums up as a minor injury after a motor vehicle accident. Get in touch with our expert No Win No Fee solicitors today.
FAQ
ask us
anything
Our calculator uses real JC Guidelines figures to give you reliable estimates. It provides a good starting point, but we suggest you get advice from our legal experts for precise valuations.
If there is a 60 percent chance of winning your claim. We pay the medical report expenses and court fees on your behalf. However, once you have won a compensation award. Your solicitor will claim these costs from the opponent.
To get compensated through CICA, you need to claim within two years from when the incident happened. It is less than the time limit of three years for normal accidents. Hence, contact our experts today.
Once you see your estimate, talk to our legal team. We will look at your case and tell you what to do next. We handle all the paperwork for you. Our goal is to get you the maximum money possible.
The calculator works for most injuries. Some claims, like those from crimes or minor road accidents, or gauged using a different tariff system. If you want to learn more, please consult our legal team.